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Hi this is Sohilahamad Bodar. Welcome to my wall. In this wall, you are going to know more about the difference between leasing and buying a vehicle. You will get to know advantages and disadvantages of buying and renting a vehicle, Things to be considered before choosing one of the two options and best websites you can go through for more budget friendly options as well.

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Hi this is Sohilahamad Bodar. Welcome to my wall. In this wall, you are going to know more about the difference between leasing and buying a vehicle. You will get to know advantages and disadvantages of buying and renting a vehicle, Things to be considered before choosing one of the two options and best websites you can go through for more budget friendly options as well.

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In this video, viewers going to know deeply about the difference between buying vs leasing a vehicle.

One of the main reasons of choosing this video is it is straight forward. Nowadays, there are lot of videos on different social media platform where creators take a lot of time before coming to a related topic of the title of the videos and viewers have to watch long video which has just couple of minutes of quality information out of long content. This videos shares the exact information in short period of time about advantages and disadvantages between buying vs renting a car. After watching this video, viewers will have a broader view about this topic.

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Buying vs. Leasing a Car (Pros and Cons)

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This video will demonstrate the viewers about the things should be keep in mind while buying a new car.

Where I was searching for a good video about viewers who prefer buying rather than selling. I found this very informative content for them which describes what kind of answers should we give when we asked by the salesman. What kind of information should not be provided to the sales person and what kinds of questions we can ask as an aware buyer. This is just a five minutes video and the reason of choosing this, is, in five minutes, viewer can get a broader view about buying his / her new car.

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Questions to NEVER answer on a car lot - Car Buying Tips

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This vodeo shows tips of renting a car. An experienced professional shows some steps about how to lease a car in which we can the best model in cheaper rate.
There are many people who want a new car every tow to three years and for them, leasing is best option than buying and that is why I have introduced them this video. Sometimes we as a consumer can not do enough homework to make the profitable because people working in such markets have a considerable experience about leasing cars to benefit their business. Hence, this kind of video can aware consumers.

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Leasing a Car Like a Pro And Negotiating The Lowest Lease Payments

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Going through this video, a customer can know and understand which things should be kept in mind while buying a used car at a dealer.
Unlike new car buyers, there are some people who does not have enough money to buy brand new car. They do not have enough knowledge about what kinds thins can affect the current decision. Hence, I am introducing them this video. Sometimes, watching so much content about the same query makes us more confused about whose information is relevant. Thus, I for them, I have selected this video which teaches all the things so quickly and easily.

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12 Things To Check Before Buying A Used Car

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this website gives the viewer a brief information about what kinds of questions should a buyer go through before deciding whether buying or leasing is best for him / her.
In videos, I tried to to make the information relevant and short. But in websites, I chose such sites which gives brief information about the difference between buying and renting. There are many questions answered by the website which are so important to be considered. They are well known in the market about buying and selling thus they have given some special plans to support the customer to make a perfect choice of their needs. Hence, I selected this website.

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Leasing vs. Buying: What Is Best for You?

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Leasing, like renting a car for a long period of time, means you only pay for the car’s value that you use. Unlike financing or owning a vehicle, you’re only required to pay for the depreciation costs of a leased car. Due to this factor, leasing a vehicle

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this website will show the information about how to buy a first car in Canada and will show the checklist that will help customers to research by themselves.
Canada is immigration friendly country and there are thousands of immigrants landing every year so knowing how the car market in this country works can become difficult for them sometimes as there are different rules and regulations in every country.
There are some teenagers above eighteen as well who are not sure what suites best for them when they buy their first car. Hence, I attached this website for them so this process can become easy.

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Car-Buying Checklist for Newcomers38

One of the first big purchases you're likely to make after settling in Canada is a car. Here are some things you can do (and ways we can help) to make your car-buying experience a positive one:

1. Research vehicles online.
Visit the websites for car dealerships and other car-buying resources to compare the features, pricing and consumer reviews of vehicles so that you can narrow down your top choices before you start shopping.

2. Decide whether you want a car loan or a lease.
In Canada, people typically borrow money to buy a vehicle. Two of the most common financing options are taking out a loan or signing a lease.

With a loan, you can borrow up to 100% of a vehicle's purchase price. When the loan is paid off, you own the car.

With a lease, you don't actually own the car, but you're still responsible for all of the maintenance and repairs during the term of your lease.

View whether a car loan or lease is right for you Hide whether a car loan or lease is right for you

Think about how you'll use your vehicle and what you can afford. Here are some things to consider to help make the decision easier38:

Car Loan
A loan may be a good option if you plan to drive your car a lot or want to keep it for five years or longer.
Here's how it works:
You can apply for an RBC car loan at over 4,500 dealerships.40

Repay your loan over a set time frame, typically one to five years.

Pay back some or the full amount you borrowed at anytime.

At RBC, you may be eligible for a loan with no Canadian credit history!4

Lease
A lease may be a good option if you want to get a new car every two or three years.
Here's how it works:
You pay a monthly amount to a leasing company for a specific term, typically one to five years. At the end of the term, you return the car to the dealer or buy it at the price listed in your lease agreement.

Often there is a maximum number of kilometres you can drive a leased vehicle per year, after which you may be charged for extra kilometres.

The vehicle must be serviced regularly.

There are penalties if you break your lease before the end of the term.

3. Know what you can afford for a monthly car payment.
Before you visit car dealerships, get a general idea of how much you can afford and what your car payments will be. (Be sure to also factor in the costs of fuel, insurance, parts and maintenance when deciding what you can afford.) Try our quick calculator now to estimate your car loan paymentsAnother RBC site .

View tips for lowering your financing costs Hide tips for lowering your financing costs

Make as large a down payment as you can to lower your monthly payments.

Make prepayments whenever possible. Even a small lump-sum payment, or slight increase in your regular payments, can make a big difference in interest savings over the loan term.

4. Get a car insurance quote.
To own and operate a car in Canada, you must have car insurance to protect yourself financially against certain risks.

5. Test drive different vehicles.
If you're considering a used vehicle, also make sure to get it inspected before you buy it.

6. Ask for RBC.
Once you know the vehicle you want and have negotiated a price, ask your dealer for an RBC car loan. You can apply for our financing at over 4,500 dealershipsAnother RBC site -no Canadian credit history required!4

The RBC Newcomer Advantage

Get everything you need for a great financial start in Canada. Discover products and services that can help you settle in faster-including offers valued at up to $55083. Plus, get up to a $15,000 credit limit on a new RBC credit card9.

How to Apply for an RBC Car Loan

Let us help you buy your first car in Canada and get on the road faster!

View Legal Disclaimers Hide Legal Disclaimers

Available to international students who have arrived in Canada within the last 5 years. Must show proof of entry into Canada with supporting documents, i.e., passport and study permit.

To participate in this offer, you must have an eligible RBC Debit Card, Personal Credit Card or Business Credit Card which is issued by Royal Bank of Canada (excluding RBC commercial credit cards) ("RBC Card"). An "Eligible RBC Credit Card" is any RBC personal credit card, excluding RBC Avion Visa Infinite Business, RBC Visa CreditLine for Small Business, RBC Visa Business, RBC Business Cash Back Mastercard and RBC Avion Visa Business. RBC Business Owners will only be able to link up to two (2) Business Credit Cards and one RBC Debit Card to a Be Well Card. For complete details, including the definition of the capitalized terms used in the disclosures below, please see full Terms and Conditions www.rbcroyalbank.com/credit-cards/documentation/pdf/rexall-terms.pdf

You must be enrolled in RBC Online Banking in order to link your RBC Card to your Be Well Card. Card linking may take up to 2 business days to process before Be Well points can be applied to purchases.

Each time you scan your Be Well Card and pay with your Linked RBC Card, you will earn 50 Be Well points for every $1 spent on eligible purchases at Rexall Locations. For full details, and defined terms visit Be Well Terms and Conditions available at https://www.letsbewell.ca/terms-conditions.

Be Well points are not awarded on taxes; tobacco products; products containing codeine; lottery tickets; alcohol; bottle deposits; gift cards; prepaid cards and wireless or long distance phone cards; event tickets; transit tickets and passes; post office transactions; stamps; passport photos; cash back; gifts with purchases; delivery charges; environmental levies; Home Health Care services/rentals and any other products or services that we may specify from time to time or where prohibited by law.

Available to newcomers who are (i) permanent residents or international students who arrived in Canada within the last 12 months, or (ii) temporary resident workers who arrived in Canada within the last 48 months, provided you meet all of the eligibility and credit criteria of Royal Bank of Canada. If you don't qualify for an unsecured RBC Royal Bank credit card, you may still be eligible for a credit card provided you give us a security deposit and meet Royal Bank of Canada's eligibility criteria. To receive 2,500 welcome RBC Rewards points, your application form must be received by October 31, 2022 and approved by us. Upon enrolment, 2,500 bonus RBC Rewards points will appear on your first credit card statement. Additional cardholder(s), as well as existing RBC Rewards+ Visa cardholders as of the offer eligibility period, are not eligible for this offer. Offer may be amended or withdrawn at any time without notice.

Get preferred interest rates on select GICs. Contact an RBC branch for more details.

Available only to newcomers (please see the newcomer eligibility requirements in disclosure 1) who become RBC clients between April 1, 2020 and October 31, 2022 (Promotional Period) by opening an RBC Advantage Banking account, RBC Signature No Limit Banking account or RBC VIP Banking account (each an Eligible Personal Banking Account). International Money Transfer (IMT) transaction fee waivers will be given for up to 12 months from the date of account opening, with up to 2 IMT transactions per month (for a total of 24 IMT transactions) for RBC Advantage Banking and RBC Signature No Limit Banking accountholders and up to 3 IMT transactions per month (for a total of 36 IMT transactions) for RBC VIP Banking accountholders (the ""IMT Offer""). Rebates to be applied to the Eligible Personal Banking Account within 45 days of a qualifying IMT transaction. This IMT Offer applies only to the first personal banking account opened per newcomer during the Promotional Period, no matter how many Eligible Personal Banking Accounts one may open during the Promotional Period. If the first personal banking account opened is not an Eligible Personal Banking Account, the offer is not applicable, even if an Eligible Personal Banking Account is subsequently opened. The IMT Offer will apply if the first non-eligible account is upgraded to an Eligible Personal Banking Account within 30 days of the non-eligible account being opened, provided that both the non-eligible account is opened and the upgrade to an Eligible Personal Banking Account is completed within the Promotional Period. The IMT Offer applies to only one account opening during the Promotional Period per Eligible Personal Banking Account, even if the Eligible Personal Banking Account is opened jointly and by more than one co-owner newcomer. In this case, only the co-owner designated as the Primary Owner at the time of opening of the jointly-held Eligible Personal Banking Account will qualify for the IMT Offer. The Eligible Personal Banking Account opened to qualify for the IMT Offer must remain open and in good standing to receive the rebate. If an Eligible Personal Banking Account is downgraded to an ineligible account type or closed, the IMT Offer will cease to apply as of the time of downgrade or closure and unrebated transactions will not be credited.

After IMT Offer, International Money Transfer transactions that are under $1,000 have a fee of $6 per transaction. Transactions between $1,000.01 to $2,500 have a fee of $10 per transaction. Excess debit transaction fee may also apply depending on the account. Additional service fees by any intermediary and receiving bank may also apply. Maximum of $2,500 Canadian dollars or Canadian dollar equivalent per client per day. Transfers can only be made from eligible Canadian dollar bank accounts. The IMT service is not available for money transfer transactions with recipients in Canada or in restricted countries. You cannot send an IMT from a U.S. dollar account or an RBC High Interest eSavings account.

If you are a post-secondary student and an owner or co-owner of an RBC Advantage Banking for students account (each, an "Eligible Student Bank Account") and the primary cardholder of either the Signature RBC Rewards Visa credit card or WestJet RBC MasterCard credit card (each, an "Eligible Student Credit Card"), you may be entitled to a rebate towards the annual fee of your Eligible Student Credit Card, every year. You will still be responsible for all other interest charges or fees. For any other RBC Royal Bank credit card, regular annual fees apply as they are not eligible for a rebate.

To benefit from a rebate towards the annual fee of an Eligible Student Credit Card, every year, you must:

1. complete the Student Information section of the credit card application form in full,

2. remain a student, and

3. be an owner or co-owner of an Eligible Student Bank Account throughout your studies.

Eligible Credit Cards

Annual Fee Rebate

Signature RBC Rewards Visa card †

$39

WestJet RBC Mastercard

$39

Subject to credit approval

You will continue to benefit from the rebate on your annual fee until: i) you close your Eligible Student Bank Account, or ii) until the Expected Graduation Year you have provided at the opening of your Eligible Student Bank Account, whichever occurs earlier, as long as your credit card account remains in good standing. Thereafter, you will no longer receive the rebate on the annual fee.

If, for some reason, the Expected Graduation Year you have provided at the opening of your Eligible Student Bank Account differs from the one you have indicated on your credit card application form, the Expected Graduation Year you have provided at the opening of your Eligible Student Bank Account will prevail and be used for determining the expiry of this offer.

Additional cardholders (co-applicants and authorized users) are not eligible for this offer. Only one credit card annual fee rebate per Eligible Student Bank Account is allowed. This means that if this is a jointly held Eligible Student Bank Account, and each co-owner is also the primary cardholder of an Eligible Student Credit Card, only the Primary Owner of the Eligible Student Bank Account will be entitled to the credit card annual fee rebate.

Apple, Apple Pay, iPhone, iPad and MacBook Pro are trademarks of Apple Inc., registered in the US and other countries. Apple Pay and Touch ID are trademarks of Apple Inc. All other trademarks are the property of their respective owner(s). View the full list of Terms and Conditions for use of RBC Royal Bank credit cardsAnother RBC site and/or debit cardsAnother RBC site with Apple Pay.

Request Money is a feature of the Interac e-Transfer service. RBC business deposit accounts will incur an Interac e-Transfer fee of $1.50 for each funds request sent. Recipients of the request may have payment limits at their Financial Institutions.

ATM use outside Canada
Each account cash withdrawal at an ATM outside Canada displaying the PLUS System symbol and any fees that may be imposed by any third party for using the ATM are converted to Canadian dollars at an exchange rate that is 2.5% above the benchmark rate set by the payment card company when the transaction is posted. Exchange rates fluctuate and, as such, the rate applied will usually differ from the posted exchange rate at the time of the transaction.

ATMs - 3 withdrawals from other bank ATMs refunded per Monthly Cycle
ATM operator surcharge (also called a convenience fee) may apply. It is charged by a third party and added directly to the amount of your cash withdrawal. Totals are not cumulative, and if not used, may not be carried over into the next Monthly Cycle

ATM - Unlimited banking transactions including Interac and PLUS System network fees waived
ATM operator surcharge (also called a convenience fee) may be charged by other ATM operators. The convenience fee is not a Royal Bank fee and is added directly to the amount of your cash withdrawal. All clients who use non-RBC ATMs may be charged a convenience fee regardless of the type of account they hold.

Autodeposit is a feature of the Interac e-Transfer service. There are no additional fees to register or receive funds via Autodeposit. Standard fees and charges, such as Regular account deposit fees, apply.

RBC will refund the Interac network access fee for RBC Signature No Limit Banking account holders, up to a maximum of 3 refunds per Monthly Cycle, if used. RBC will refund the Interac network access fee for RBC VIP Banking account holders, if used. ATM operator surcharge (also called convenience fee) charged by other ATM operators may apply. The convenience fee is not an RBC fee. It is added directly to the amount of your cash withdrawal. All clients who use non-RBC ATMs may be charged a convenience fee regardless of the type of account they hold.

You will earn i) $2.00 back for every $100.00 (2% Cash Back Credit) in Grocery Store Purchases you make up to a maximum of $6,000 per Annual Period; ii) $1.00 back for every $100.00 (1% Cash Back Credit) in Grocery Store Purchases you make in excess of $6,000 during an Annual Period, unlimited; iii) $0.50 back for every $100.00 (0.5% Cash Back Credit) in Net Purchases you make (including pre-authorized bill payments), other than Grocery Store Purchases, up to a maximum of $6,000 per Annual Period, and iv) $1.00 back for every $100.00 (1% Cash Back Credit) in Net Purchases you make (including pre-authorized bill payments), other than Grocery Store Purchases, in excess of $6,000 during an Annual Period, unlimited. Grocery Store Purchases are purchases made at merchants classified by Mastercard's "Merchant Category Code" as "grocery stores and supermarkets" (MCC 5411). Royal Bank of Canada ("Royal Bank") cannot guarantee that any merchant, operating in whole or in part as a grocery store, is classified by MCC 5411 and in no event will Royal Bank be liable or responsible for any claims with respect to a grocery store purchase made at a merchant that is not classified by MCC 5411. To consult the list of participating merchants, please visit www.rbc.com/nofeecashbackAnother RBC site . For complete details, please refer to the RBC Cash Back Program Terms and Conditions at www.rbc.com/nofeecashbackAnother RBC site .

Each time you use your linked Eligible RBC Card to pay for qualifying purchases at a Retail Petro-Canada Location, you will earn a bonus of twenty percent (20%) more Petro-Points than you normally earn, in accordance with the Petro-Points Terms and ConditionsExternal Site . Each time you use your linked Eligible RBC Card that earns RBC Rewards points to pay for purchases at a retail Petro-Canada location, you will earn a bonus of twenty percent (20%) more RBC Rewards points than you normally earn for every $1 in purchases in accordance with the RBC Rewards Terms and ConditionsAnother RBC site . Please allow up to ninety (90) days from the date the transaction is posted on your credit card statement for the bonus points to be deposited into your RBC Rewards account.

To participate in this offer, you must have an RBC debit or credit card which is issued by Royal Bank of Canada (excluding RBC commercial credit cards) ("Eligible RBC Card"). You must be enrolled in RBC Online Banking in order to link your Eligible RBC Card to your Petro-Points card. Card linking may take up to 2 business days to process before savings and bonus points can be applied to purchases. Each time you use your linked Eligible RBC Card to purchase any grade of gasoline, including diesel, at a retail Petro-Canada location, you will save three cents ($0.03) per litre at the time of the transaction.

Petro-Canada and Petro-Points are trademarks of Suncor Energy Inc. Used under licence. All other trademarks are the property of their respective owner(s).

Includes electronic (digital) debit and credit transactions to the account, such as online bill payments, pre-authorized payments (PAPs) and point of sale (POS) transactions. Standard fees apply for other services, including cheques and cash deposited at RBC ATMs, Pay Employees & Vendors (PEV), Interac e-Transfer transactions and wire transfers not expressly included in the package when completed online.

Only includes outgoing Interac e-Transfer transactions sent on the RBC Online Banking for business platform. Excludes all other Interac e-Transfer services such as Autodeposit, Request Money, Request Money Fulfillment and Bulk Interac e-Transfer service.

There is a limit of 999 free Interac e-Transfer Transactions per Month per Account; for every Interac e-Transfer Transaction over the limit, you will be charged $1.00.

To get a short-haul flight to any adjoining province/state in Canada or the U.S., you will need a total of 15,000 RBC Rewards points, for a maximum ticket price of $350. To receive the 15,000 bonus RBC Rewards points which will appear on your first statement, your application form must be approved by us. Additional cardholder(s), as well as cardholder(s) with existing RBC Royal Bank travel rewards credit cards, applying for or transferring to an RBC Avion Visa Infinite card as of the offer eligibility period, are not eligible for this offer. This offer may not be combined or used in conjunction with another offer. All applicable taxes, service fees and surcharges are the responsibility of the traveller. For Air Travel Reward redemption details, visit https://www.rbcrewards.com/travel-rewards/avion-redemption-grid/Another RBC site . Some restrictions apply. For complete terms and conditions that apply to the RBC Rewards program, please visit: http://www.rbcrewards.comAnother RBC site or call 1-800-769-2512. Royal Bank of Canada reserves the right to withdraw this offer at any time, even after acceptance by you.

Interac e-Transfer Transactions expire 30 days after they are sent and cannot be claimed by the recipient after this time. You have 15 days after the Interac e-Transfer Transaction is sent to cancel without charge. A $5.00 Interac e-Transfer Transaction Reclaim Fee is charged when a recipient does not accept it before it expires and the sender does not cancel the transaction before the 15-day cancellation period.

The length of hold will be four (4) business days after the day of the deposit if the cheque or other negotiable item is deposited in person with an employee at one of RBC's branches or points of service and is in Canadian dollars, drawn on a Canadian branch of a Canadian financial institution.

The length of hold will be five (5) business days after the day of deposit if the cheque or other negotiable item is deposited in any other manner, such as at an Automated Teller Machine (ATM) or using our Mobile Cheque Deposit service, and is in Canadian dollars, drawn on a Canadian branch of a Canadian financial institution.

The length of hold will also be five (5) business days after the day of deposit if the cheque or other negotiable item is in U.S. dollars and drawn on a Canadian branch of a Canadian financial institution.

Available to newcomers who are (i) permanent residents or international students who arrived in Canada within the last 12 months, or (ii) temporary resident workers who arrived in Canada within the last 48 months, provided you meet all of the eligibility and credit criteria of Royal Bank of Canada. If you don't qualify for an unsecured RBC Royal Bank credit card, you may still be eligible for a credit card provided you give us a security deposit and meet Royal Bank of Canada's eligibility criteria. To receive 2,500 welcome RBC Rewards points, your application form must be received by October 31, 2022 and approved by us. Upon enrolment, 2,500 bonus RBC Rewards points will appear on your first credit card statement. Additional cardholder(s), as well as existing RBC Rewards+ Visa cardholders as of the offer eligibility period, are not eligible for this offer. Offer may be amended or withdrawn at any time without notice.

When you enroll your eligible RBC personal bank account into the RBC Value Program, you will be eligible to earn RBC Rewards points within the RBC Rewards Program as an Eligible Personal Banking Client, and any such points earned will be deposited into the RBC Rewards account tied to your enrolled account. Purchases from your account refers to using your RBC Client Card to pay for items at a merchant or service provider with the amount electronically debited directly from your enrolled account or using your RBC Virtual Visa Debit for purchases online. RBC Rewards points are governed by the RBC Rewards Terms and ConditionsAnother RBC site available on our website, or a copy may be provided to you by contacting us. For complete details on the Value Program, please see the Value Program Terms & Conditions.PDF

RBC Advantage Banking for students allows eligible full-time students to receive a full waiver of the standard Monthly Fee applicable to our RBC Advantage Banking account. Please refer to the section labelled " Rebates and Discounts: RBC Advantage Banking for studentsPDF " in the document entitled "Addendum to April 30, 2020 Personal Deposit Accounts Disclosures and Agreements", which provides information specific to the RBC Advantage Banking account to supplement the information provided in the Personal Deposit Accounts Disclosures and Agreements document.

To be considered a full-time student, you must attend a primary or secondary school OR be enrolled in a program at the post-secondary level at a college, university or other educational institution (whether in Canada or not). If you are a post-secondary student, you must take at least 60% of the usual course load for the program in which you are enrolled in any particular semester. Proof of enrollment may be requested at our discretion.

Arrive is powered by RBC Ventures Inc., a subsidiary of RBC.

Offer available November 15, 2021 - January 17, 2022 ("Promotional Period")

This offer is available to any Eligible Student Client without a Personal Banking Account with Royal Bank of Canada at the beginning of the Promotional Period or in the three-year period before the start of the Promotional Period, and who otherwise comply with the Terms opens another RBC site in a new window of the offer. The Bonus Offer is $60 with an Eligible Personal Banking Account.

To qualify for the $60 you must open your first new Eligible Personal Banking Account by 9:00 PM EST on January 17, 2022 and complete two of the following Qualifying Criteria by 9:00 PM EST on March 31, 2022 using your Eligible Personal Banking Account:

i) a minimum of one (1) mobile cheque deposit using the RBC Mobile app;
ii) a minimum of one (1) Interac e-Transfer using RBC Online Banking or the RBC Mobile app; or
iii) a minimum of one purchase transaction completed using any of the following: your RBC Client Card, an RBC Virtual Visa Debit card associated with your Eligible Personal Banking Account, Interac Flash, Apple Pay, Google Pay, Samsung Pay.

Transactions carried out at an RBC Royal Bank branch or through the RBC Royal Bank ATM network, and bank fee transactions, are not included as qualifying transactions.

The $60 cash component of the Bonus Offer will be deposited into your Eligible Personal Banking Account within 2 to 8 weeks of completing the Qualifying Criteria, if applicable. Royal Bank of Canada may follow up with Eligible Student Clients to remind them to complete the Qualifying Criteria.

This offer may not be combined or used in conjunction with any other Personal Banking Account offers. Royal Bank of Canada reserves the right to withdraw this offer at any time without notice, even after acceptance by you. For full details including defined terms visit rbc.com/isofferterms60 opens another RBC site in a new window

Up to $550 value is a combination of: (i) 12-month monthly fee waiver with an RBC Advantage Banking account (a value of $143.40 based on the monthly fee of $11.95), (ii) fee waiver for up to 2 International Money Transfer transactions per month for one year ($10 for each IMT transaction, up to $240 value) until October 31, 2022, (iii) small safe deposit box fee waiver for two years ($120 value) until December 31, 2021, (iv) up to 6,000 RBC Rewards points with an RBC Rewards+ Visa credit card (up to $60 value).

Up to 6,000 RBC Rewards points is a combination of 2,500 welcome RBC Rewards points exclusive to eligible newcomers, as outlined in note 71, and the digital bonus offer of up to 3,500 RBC Rewards points set out in note 86.

RBC Rewards+ Visa cardholders get our most popular $25 gift cards for 2,500 points. All rewards are subject to availability. The regular redemption rate for RBC Rewards members, other than RBC Rewards+ cardholders, is 3,500 RBC Rewards points for a $25 gift card for Amazon.ca, iTunes, Starbucks, McCafe and Cineplex. Point redemption values may fluctuate. For complete terms, conditions and restrictions that apply to the RBC Rewards program, please visit www.rbcrewards.com or call 1-800-769-2512. Please note that the redemption rate for gift cards not listed above, including Petro-Canada gift cards, is 3,500 RBC Rewards points.

To receive 3,500 RBC Rewards points on your RBC Rewards+ Visa credit card account as part of our digital bonus offer, get 500 points for completing each of the following activities within 60 days of credit card approval: (i) share your email address with us, (ii) sign up for eStatements for your card, (iii) download and sign into the RBC Mobile app, and provided you bank with RBC (with an RBC Day to Day Banking, RBC Advantage Banking, RBC Private Banking, RBC Signature No Limit Banking, RBC VIP Banking, US Personal Account, Ratelink Essential, Ratelink Preference, RBC Day to Day Savings, RBC Enhanced Savings or RBC High Interest eSavings account), (iv) make an Interac e-Transfer with the RBC Mobile app or RBC Online Banking, (v) Transfer funds with the RBC Mobile app or RBC Online Banking, (vi) deposit a cheque with the RBC Mobile app and (vii) pay a bill with the RBC Mobile app or RBC Online Banking. Additional cardholder(s), as well as existing RBC Rewards+ Visa cardholders as of the offer eligibility period, are not eligible for this offer. This offer may not be combined or used in conjunction with any other offer, unless otherwise indicated by us. Offer may be amended or withdrawn at any time without notice.

Limited time offer must be fulfilled within 60 days from date of credit card approval. This offer is not transferable, may not be combined or used in conjunction with any other offer. Offer may be changed, cancelled or withdrawn at any time. Only the Primary Cardholder of an RBC Rewards+ Visa card is eligible for this offer and may receive a one-time bonus of 500 RBC Rewards points ("Bonus Points") for each listed offer (each a "Bonus Offer") up to a maximum of 3,500 RBC Rewards points. It may take up to 60 days after offer expires for the Bonus Points to appear on the credit card statement. Primary Cardholder can provide us their email address and sign up for eStatements through RBC Online Banking by visiting a branch or calling 1-800-769-2512.

To bank with RBC means you must hold any of the following RBC bank accounts (each an "Eligible Account"): RBC Day to Day Banking, RBC Advantage Banking,RBC Private Banking, RBC Signature No Limit Banking, RBC VIP Banking, US Personal Account, Ratelink Essential, Ratelink Preference, RBC Day to Day Savings, RBC Enhanced Savings or RBC High Interest eSavings. If you do not have an Eligible Account you may open one by visiting a branch.

Interac e-Transfer transactions are free for all RBC personal chequing accounts. US Dollar accounts are not eligible. A fee of $1.00 may be charged to the sender for Interac e-Transfers sent from RBC personal savings accounts listed as an Eligible Account (see note 18).

Deposits are subject to the same maximum deposit limits as well as release and payment amounts as deposits made at an RBC Royal Bank ATM. Cheques will also be subject to our Personal Banking hold policies.

Available only to newcomers (please see the eligibility requirements in above note 1). Annual fees will be waived for RBC Advantage Banking and RBC Signature No Limit Banking accounts (each an "Eligible Account") for up to two-year rental (offer ends December 31, 2021) of a small safe deposit box (SDB), where such boxes are available. Standard safe deposit box fees are collected in advance in January for each calendar year. If you open, switch or are converted to an Eligible Account, the standard fee applicable to your eligible safe deposit box will be waived in full or in part for the current year, depending on the time when the box is opened, and in full for the following year. RBC VIP Banking account holders receive one small box free as a standard feature of that account type, so long as they maintain their RBC VIP Banking account in good standing; offer cannot be combined with any other safe deposit box offer. Offer is subject to change without notice.

Guaranteed investment certificates are issued by Royal Bank of Canada, The Royal Trust Company, Royal Trust Corporation of Canada and Royal Bank Mortgage Corporation. Royal Bank of Canada, The Royal Trust Company, Royal Trust Corporation of Canada and Royal Bank Mortgage Corporation are members of Canada Deposit Insurance Corporation (CDlC). Deposits (such as deposits in a savings account, or GICs and other term deposits) with any of these institutions are eligible for CDIC deposit insurance coverage provided they are payable in Canada. For more information, including conditions of coverage, contact CDIC directly at info@cdic.ca or 1 (800) 461‑2342.

Quebec only: If a guaranteed investment certificate is with Royal Bank Mortgage Corporation or The Royal Trust Company, it is a deposit within the meaning of the Deposit Institutions and Deposit Protection Act (Quebec).

Please consult the Application Package documents for restrictions, limitations, and additional conditions that apply to all wire transfers sent by you to us, or returned by us to you.

All rewards are subject to availability and may change without prior notice. For complete terms, conditions and restrictions that apply to the RBC Rewards program, please visit: www.rbcrewards.com or call 1-800 ROYAL 1-2 (1-800-769-2512).

Offer of one free Maple online, for a maximum value of $99, with a general practitioner in Canada ("Offer") when you pay with your new Eligible Credit Card. Offer available to (i) permanent residents and international students who arrived in Canada within the last 12 months, or (ii) temporary resident workers who arrived in Canada within the last 48 months, who are approved for a new Eligible Credit Card through the RBC Newcomer program between August 31, 2021 - December 15, 2021 ("Promotional Period") and do not have an existing RBC Royal Bank personal credit card. Eligible Credit Card means any RBC Royal Bank personal credit card excluding the U.S. Dollar Visa Gold, Rate Advantage Visa and RBC Avion Visa Infinite Privilege for Private Banking card. Royal Bank of Canada reserves the right to determine eligibility for this Offer at its sole discretion. Please allow two to eight weeks from consultation date for the amount to be rebated to your credit card account. Offer must be used by February 28, 2022. Limit of one Offer per Eligible Credit Card account. No credit will be granted for any unused portion of the Offer amount ($99), and any such unused portion will be forfeited. Maple Corporation, not Royal Bank of Canada, is responsible for all terms and conditions related to the Maple services, which are available at https://www.getmaple.ca/terms/(opens to external site) . Offer may be changed or withdrawn at any time without notice.

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Checklist for Buying Your First Car in Canada

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One of the first big purchases you're likely to make after settling in Canada is a car. Here are some things you can do (and ways we can help) to make your car-buying experience a positive one: 1. Research vehicles online.

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This website will make some points about how leasing a car works here in Canada and how to lease a car.
Nowadays, there are many company outlets are in the cut throat competition about making money through their vehicles. And the concept of leasing a car is booming as well. Hence, all the outlets and dealers give a lot of offers and schemes to customers and they are beneficial for buyers as well. But sometimes without prior knowledge or information, these kind of schemed can become trap for the customers as well. That is why I have shared this website's link to be more aware about this concept.

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Interested in getting into a brand-new car but still have some questions about leasing? In this article, we'll explain how Toyota Financial Services leases work and the benefits of leasing to help you determine if leasing is right for you.

What is a lease?

When you're in the market for a brand-new vehicle, you can lease it, finance it or buy it outright. A Toyota Financial Services Lease is an agreement that includes a fixed period of time you drive the vehicle for, the fee you'll pay in exchange for driving the vehicle, the maximum kilometres you can drive during the lease and what the car will be worth at the end of your lease - also known as a Lease End Value (LEV).

Leasing is a popular option amongst Canadian drivers, as it allows the driver to enjoy a brand-new vehicle without all the obligations that come with owning a large asset. That means less financial commitment, no long-term maintenance costs, and zero resale hassles. Essentially, leasing a vehicle allows you to pay for the portion of the vehicle you actually use.

How leasing a car works

Toyota leasing options are flexible, so you can customize your lease to make it just that - your lease. With lease terms from 24-60 months available, you choose the length of your contract. Plus, leases are transferrable, meaning that if you no longer want to drive your vehicle, you can sell the remainder of your lease or transfer it into someone else's name. You also have the choice of driving 16,000, 20,000, or 24,000 kilometres per year on your lease, but you can always purchase extra kilometres before your lease begins, or at a higher rate after you've entered into the lease. However, the higher km selection the higher lease cost since the vehicle is used more and you pay the price of the depreciation.

In addition, although maintenance costs of new cars are typically very low, Toyota Financial Services offers the optional Wear Pass Plan, which covers far more than the average driver's wear and tear - from coffee stains and scratches all the way to cracked windshields and dents. It even waives 1,000 excess kilometres if you go over your agreed upon limit! And this added peace of mind only costs Toyota drivers $15-20 per month.

At the end of your lease, you have three great options: lease or finance a new Toyota vehicle, purchase the vehicle for the LEV indicated in your contract or return your leased vehicle.* Lease customers that are pre-approved for a new vehicle are also pre-approved for a lease end buyout. So, if you'd like to purchase your vehicle at the end of its lease, that means no credit checks... no problems. The entire process is simplified to help you make your car your car on paper.

*Additional fees may be applicable depending on your dealer.

The biggest benefits of leasing a car

We've discussed a few of the advantages of leasing a vehicle already, but let's go into greater detail.

Of course, there's a much lower financial obligation when it comes to leasing a Toyota instead of financing one - you can enjoy low monthly lease payments, you can transfer ownership of a lease more easily, you don't have to worry about long-term costs like increased maintenance fees or resale hassles, there are no upfront taxes, and there could potentially even be tax benefits for you if you lease the car for business purposes!

Leasing a car means you have several options and no long-term obligations. You can customize your terms to fit your needs, get the latest and greatest safety and technology features offered in vehicles every few years, and you'll get to feel the excitement that comes with getting a new car more often!

Essentially, you get most of the benefits of owning a new car, without some of the risks. Plus, GAP Insurance is included in all Toyota lease contracts. That means, in the event of total loss or theft of the vehicle, Toyota will absorb the difference (the gap), after you pay the deductible, between what you owe on the remainder of your lease and the amount of your insurance settlement.

What's the difference between financing and leasing?

So, the perks of leasing a vehicle sound pretty great to you, but is leasing a vehicle right for you? Even if you can afford to finance or buy a vehicle in full, that doesn't mean it's the best decision for your lifestyle.

Financing a vehicle is essentially when you take out a loan (with interest) from the dealership, and then you pay it back in monthly installments until you've paid for the car in full. Toyota Financial Services offers financing contracts for up to 84 months, so your monthly payment can be made smaller with longer terms, or you can make sure you are always behind the wheel of a new Toyota with shorter ones.

The key difference between financing a vehicle and leasing a vehicle is that once the contract ends, people who've financed their cars now own them. That also means that financing contracts have higher monthly payments than leases. To learn more about financing a Toyota vehicle, click here to read our article about how financing a car works.

In comparison, leasing is generally the best option if you like to drive new cars more often, want to pay lower monthly fees, and would prefer a short-term commitment.

If you're someone who always wants the latest and greatest technology - the newest phone, the best wearable technology - then leasing is likely a smart option for you. It will allow you to enjoy the perks of getting a new vehicle every few years, without the added costs and commitments that come with owning a large asset.

For more information on leasing a Toyota, check out the Toyota Financial Services page or book an appointment with your local Toyota dealer.

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How Does Leasing a Car Work? | Toyota Canada

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Interested in getting into a brand-new car but still have some questions about leasing? In this article, we'll explain how Toyota Financial Services leases work and the benefits of leasing to help you determine if leasing is right for you. When you're in the market for a brand-new vehicle, you can lease it, finance it or buy it outright.

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This website will provide thousands of options to the customers who want to buy a used car. They can get A to Z information about the vehicle in just one click on the site.
Canada in so vast and most of the people have car. No matter if it is a used one or a new. Hence, even if having a lot options to buy a used car, people, sometimes, can not get a proper place to look around and see the particular model of car they want to buy. Hence, I am introducing them this website called Kijiji where they can look thousands of cars in one place. They can talk to the owner for more information to finalize the deal. moreover, Kijiji also provides its own marketplace for used car which is certified by the website so customer can not face any problem or he / she does not face any issue while buying a car.

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Find Used Cars For Sale In Brampton On in Canada | Visit Kijiji Classifieds to buy, sell, or trade almost anything! New and used items, cars, real estate, jobs, services, vacation rentals and more virtually anywhere in Ontario.

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with this photo, viewers can get the overall idea about total cost of buying or leasing a car.
This photo exactly shows which option can be more suitable for the customer as it demonstrates the example.

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1. The most surprising thing as an international student studying in very different country than the home country is having a leasing option. I had not even heard about such things in my home country. In fact, after going through my research, I am going to lease a car in future rather than buying as it suits the best according to my needs.

2. One of my friends was going to buy a car and always told me to buy a new model every couple of years and after having this Information about buying vs leasing a vehicle, I suggested  him that he should go for leasing rather than buying and this has become more interesting for me. Infact I have bookmarked some websites related to it as well. This has become a real life example for me.

3. Difference between buying or leasing a vehicle and the checklist about things to be considered while buying a used car. These two things I will definitely pass to my family members and friends.

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With this image, buyer can get the exact details to be considered while buying a used car. This a checklist for them.
Having the exact information about what should be kept in mind while buying can vanish your stress while buying a used car and this image performs exactly the same way hence it has Benn chosen.