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Reasons Why You Get SBI Aurum Credit Card

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Reasons Why You Get SBI Aurum Credit Card

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Why should I get SBI Aurum Credit Card? In this article, we have mentioned the reasons why you should get the SBI Aurum Credit Card.

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SBI Cards offer a wide range of credit cards from entry-level credit cards to super-premium credit cards. One of the super-premium credit cards is the SBI Aurum credit card. The joining and renewal fee of this credit card is Rs. 10,000 plus applicable taxes. The renewal fee will be waived off on spending Rs. 12 lakhs in the previous year.

Being a super-premium credit card, you cannot apply for it. SBI Cards send the invite of this credit card to the selected credit cardholders or valuable customers. If you get an invite and your spending habits match this credit card’s rewards and benefits then you can accept the invite but if it doesn’t then you can reject it as well. The decision lies in your hand. Hereunder are the reasons why you should get the SBI Aurum Credit Card. keep reading to kick start your research.

Welcome Benefits: The credit cardholder gets to enjoy various welcome benefits on the SBI Aurum Credit Card such as 6 months of complimentary memberships of Zomato Pro, Eazydiner Prime, Amazon Prime, BBStar, etc. Also, you get 40,000 bonus reward points on this credit card as sign-up bonuses.

Reward Rate: On all your spending you get to earn 4 reward points on every Rs. 100 using this credit card. You get a flat 1% reward rate and it is actually a decent reward rate.

Travel Benefits: With this credit card you get 4 complimentary domestic airport lounge access under the Visa/Mastercard domestic lounge program. Whereas you get to enjoy unlimited international airport lounge access with the complimentary Dreamfolks Lounge program membership.

Movie & Dining Benefits: On getting this credit card you become entitled to 4 complimentary movie tickets from BookMyShow every month. Under the dining benefits, you get a complimentary subscription of 6 months of Zomato and Eazydiner.

Other Benefits: You also get to enjoy a 1% fuel surcharge waiver at all fuel stations, a low foreign markup fee of 1.99%, and free add-on credit cards. You can check the SBI Card’s official website to know more about the SBI YONO as it helps you to pay the bills on time.

Bottom Line:

To conclude, till now you have become familiar with this credit card’s rewards and benefits. Getting this credit card lets you enjoy shopping, dining, travel, and movie benefits. Also, if you have more international transactions as compared to domestic ones then you must consider this credit card as you get a comparatively low foreign markup fee of 1.99%. In order to maximize the benefits of this credit card, you need to keep the credit card dues clear and maintain a low credit utilization ratio. Using a credit card wisely is the only key to building a good standing account. You will not be disappointed in getting this credit card. However, if your spending habits don’t match with this credit card then you can decline the invite of this credit card. You must consider all the factors like your income and paying capacity before accepting the invite. Do share your experience with the SBI Aurum SBI credit card in the comment section. Also, do let us know your queries as well we would love to address them in the best possible manner.

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