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1. Have capital to prepare for investment in the next 3 months
2.growing necessities
prices escalate
Saving is harder
maintain life
diseases
unemployment
3. |  save more
|  part-time job
|  from the family's supply
|  Have a detailed plan

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Quoc Viet- Celebrating for my Dad's Birthday 

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Quoc Viet- Celebrating for my Dad's Birthday 

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1. Reason
Wishing to have a meaningful and memorable birthday party for dad
2. Obstacles
Have to simultaneously save money for a variety of purposes
3. Action
Using my saving plan( started in 2020) to purchasing gift for my dad

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1. Reasons:
- Love traveling
- Relax after a semester

2. Obstacles
- Usually spend money on coffee, entertainment
- Need to save money for multiple purposes (short goals) at the same time

3. Action
- Reduce hanging out, think carefully before buying something
- Do a tutor as a part-time job to earn money, and expected salary is 2.500.000.
Then, I will save 1.300.000-1.500.000 VNĐ in 2-3 months.

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Reason:
+ no saving money
+ usually use over budget
Obstacle
+ friends
+ hobbies
Steps
+ think carefully before purchasing
+ set limit for each spending
+ give saving money to mom at beginning of month

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Minh Hiếu - Pay tuition fees (20 million VND/month)

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Minh Hiếu - Pay tuition fees (20 million VND/month)

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1. Goal:
- In order to get the university, i need to pay the tuitions fees.
2. ROADBLOCKS:
- I don't have enough money to pay the tuitions fees.
3. ACTION:
- Keep track of my spending.
- Separate wants from needs.
- Save regularly.
- Be careful about spending a significant amount of money on periodic purchases.
- Try lowering my energy bill.
- Cut down on take-out ordering.
- Ask parents for money.
- Work part-time job.

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[ Quang Duy ]  ʕ •ᴥ•ʔ - Save more money
1> Reason : Cause I want to have more money to study in another field.
It costs me about 22 million VND per year
2> Obstacle : I usually spend money on bullshit things so I want to cut off the amount of spending on it.
Those are some steps that I will following to maximize the amount of money keeping
First is deleting shopee and tiki application. Second is transferring all cash to bank account

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[Gia Hân] - Reduce the amount for shopping (500.000/month)

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[Gia Hân] - Reduce the amount for shopping (500.000/month)

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1. Reason
- Have too much clothes (Some of them only wore 1-2 times)
- My wardrobe is nearly full
- My mom want it.
2. Obstacle
- Sale off
- Friends
- The clothes I like
- Instagram + Shopee advertisements
2. Steps
- Reducing the amount for shopping
- The saving money I will deposit into saving for not using
- Sell the old clothes (but this money will go to saving)